ONE MASTER SET. TWO LEVELS OF PROTECTION.

OUR STORY

We wanted one binder to respect the whole collection.

4/3 began with a simple frustration: master sets and their biggest hits belonged together, but the binders available to collectors kept forcing them apart.

HOW IT CAME TO BE

A collector problem became a new page system.

We wanted the everyday cards, variants, and rare pulls to live in one continuous master set. Standard pockets worked for most of the collection. Hard plastic protectors worked for the biggest cards. No binder was designed to do both well.

That gap became 4/3: four cards across for standard card sleeves, three cards across for hard plastic protectors, and a soft separator between them. The Pennyloader® is the result, built to keep the full story of a set in one place.

THE PEOPLE BEHIND 4/3

Built by collectors, for collectors.

CO-FOUNDER

Scott

Focused on turning the original collector problem into a product that makes complete master sets feel truly complete.

CO-FOUNDER

Austin

Focused on refining the binder system and the details that make the Pennyloader® practical, protective, and satisfying to use.

THE JOURNEY

01

See the gap

A master set should not need to be split between a regular binder and a separate case for the best cards.

02

Build the system

Combine four-across standard card sleeve pages with three-across hard plastic protector pages.

03

Make it real

Refine the materials, page order, separator, zipper, and proportions into one purpose-built binder.

MEET THE Pennyloader®

One binder. The whole master set.

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